Arrow ECS: The Partner You Can Trust to Grow Your Business Forward

The Software Group of Arrow ECS offers a wide range of financial service options. We understand your need for flexibility and the distinctive requirements it takes to meet your needs in the marketplace. Our financial service options are designed to meet your needs and help you grow your business.

Open Account Escrow Inventory Financing/Flooring Leasing Other Options • Invisible Escrow • Supplemental Security Agreements • Joint Purchase Order • Assignment of Proceeds • Purchase Order Letter of Credit • Prepayment • Credit Card
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Open Account
The Open Account is used to extend a line of credit under net terms. Net terms are usually 30 days, which means that a reseller has 30 days from the date of invoice to pay for the product or service. The line of credit is based on the reseller's financial condition as determined using the reseller's bank & trade references, financial statements, and credit reports. This is the most convenient form of credit for the reseller.

Escrow Program
The Escrow Program allows the solutions provider to maintain responsibility for the account receivable of the end-user and collection thereof, but the end-user's payment is mailed to a bank account set up to hold the escrow remittances. This bank account requires both the solutions provider and the Software Group to sign a document to disburse the funds. The solutions provider's proceeds from the sale when disbursed are wired to the solutions provider's bank account. The Software Group offers terms of net 60 days for escrow program transactions.

Advantages:

• This program enables a solutions provider bid on deals much higher than their approved open account line of credit and increases the reseller's overall purchasing power.
• Credit approval is based on the creditworthiness of the end-user.
• The end-user is not aware that Software Group is involved in the transaction.
• The escrow transactions do not impact the solutions provider open account credit availability.
• The credit risk associated with the end-user is reduced as the Software Group evaluates the credit on the end-user.
• Credit terms are net 60 days.
• Solutions provider owns the sale.

Inventory Finance Program/Flooring
Think of the Inventory Financing as a credit card that the reseller can use with the Software Group. The reseller establishes a secured line of credit with an inventory finance company. The solutions provider notifies the Software Group of this relationship and we set up an account specifically for purchases placed that the solutions provider wants billed to the inventory finance company. The Software Group pays for the first 30 days' finance charges in most cases.

We leverage our financial strength and relationships to partner with several finance companies in order to provide the most competitive Inventory Financing opportunities to our resellers.

Arrow Partner Financing - Helping you Navigate Economic Uncertainty
According to the Equipment Leasing Association, 80% of all customers finance their purchases. Leasing is a solution that allows you to offer your customers the ability to finance product over time rather than paying cash up front. It is a proven way to increase your profitability, cash flow, and credit capacity, as well as shorten your sales cycle.

Offering total solution financing:
Arrow Partner Finance can help you identify a more strategic path for Arrow solutions.

• Total business solution financing (hardware, software, services)
• Flexible financing structures and terms that allow access to future budgets, with the option to move from capital to operating expenditures
• Accelerated ROI by allowing project cost to be aligned with the technology benefits
• Benefit from the use of equipment, not the ownership
• Predictable payment streams, improved ROI and improved budget management

Overcoming Obstacles:
We can help you remove or reduce the barriers preventing your customers from obtaining the technology that can most benefit their businesses. We can:

• Offer flexible repayment terms matching expenditure to benefits - payments can be timed to coincide with business benefits that may be seen later in the project, or deferred to meet a company's budget cycle
• Remove cash flow issues, allowing the company to spread the cost of their investment over a number of years
• Turn capital expenditures into operating expenditures through an operating lease that enables companies to benefit from the residual value of the technology upfront
• Offer below cost of capital financing and the advantage of present value discounting - off balance sheet treatment effectively addressing C-level borrowing criteria, freeing additional working capital for the business.

Increasing Purchasing Power:
We are about helping you influence the sale and driving down the cost of ownership. The result being a customer with improved financial performance. You are able to exceed your company's financial and technological goals by offering:

• Custom lease terms up to 5 years with FMV or $1 Out options
• Flexible migration options to manage equipment lifecycles and avoid obsolescence
• Payment deferrals to help align to budget cycles and ROI goals
• Aggressive residuals to lower the overall cost

To learn more about financial selling and leveraging your sales potential, simply email Arrow Partner Financing.